body{font-family:Arial,Helvetica,sans-serif;margin:0;background:#f5f7fb}
.nav{background:#0b3d62;color:white;padding:15px}
.nav a{color:white;margin-right:18px;text-decoration:none;font-weight:bold}
.container{max-width:1100px;margin:auto;padding:40px 20px}
.hero{background:#0b3d62;color:white;padding:90px 20px;text-align:center}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px}
.card{background:white;border-radius:8px;padding:20px;box-shadow:0 4px 14px rgba(0,0,0,.08)}
.footer{background:#0b3d62;color:white;text-align:center;padding:25px;margin-top:40px}
h1,h2{margin-top:0}
.btn{display:inline-block;background:#2e7be6;color:white;padding:10px 18px;border-radius:6px;text-decoration:none}